car dealer bond prices expected to rise in california

in recent discussions with larry, executive director of IADAC

we discussed the need for enhanced car dealer education

for existing licensed used car dealers

in that regard here is an article written by a prominent IADAC car dealer attorney

Lawrence Miles


A recent Court of Appeal case could make it more difficult both for California auto dealers to obtain their dealer bonds, as well as collect on the bonds against other fraudulent dealers.

In Pierce v. Western Surety Co., 2012 Cal. App. LEXIS 734 (2012), the 5th District Court of Appeal held last month that a consumer could recover attorney fees on a dealer bond if the consumer could have recovered such fees in a direct action against the dealer under the Consumer Legal Remedies Act (“CLRA”).

The bond company in Pierce argued that the surety law did not authorize the payment of attorney fees, but the appeals court rejected that argument.  The Court found that consumers were entitled to have their claim satisfied under the CLRA, which includes attorney fees.

The parties to a bond dispute often agree on how to distribute the $50,000 bond.  The bond company, consumers, and DMV all have a preference in bond disputes over the claims of auto auctions, dealers, and other parties.  With the addition of consumer attorney fee claims, consumer attorneys will have little interest in trying to resolve the bond disputes, leaving licensees such as auctions and used car dealers left with less opportunity for recovery against a fraudulent dealer.  More bond cases may go to trial, as the ability of parties to stipulate to a settlement of the bond litigation becomes more problematic.

Finally the cost of obtaining a bond could rise as bond company losses rise with the obligation to pay such attorney fees.  Some bond companies may elect to get out of the business altogether in California.


About Lawrence Miles
Mr. Miles is founding attorney with The Miles Law Firm, A Professional Corporation. The firm practices civil and business law, including extensive work in the auto and aviation industries. For more information, please email Mr. Miles at or review the Firm’s website.+++++WE OFFER THE FINEST CAR DEALER EDUCATION IN CALIFORNIA





is it time to renew your car dealer license ???



some bond agents let their clients get arrested

some bond agents get arrested themselves

some bond agents overcharge


go to a bond agent

that will stand up for you

appreciates your business

and will never get you arrested


your car dealer bond

is a pot of gold

held for the government

to pay unpaid sales taxes

to pay unpaid registration fees

to pay any certified court orders


Call Mike today


Bond Application Online


your car dealer bond application form

Phone: 888-579-4537

Fax: 510-509-3294



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We appreciate the opportunity to service your dealer surety bond needs,

whether you have or are in the process of obtaining your retail, wholesale or auto broker license.


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car buyer tips for a no money down purchase

Car buyers wanting to know how to purchase a car with no money down can save a lot of hassle and money. Buying a new personal vehicle without taking any money out of one’s own pockets is full of difficulties. Most lenders and car dealerships welcome the consumers with good credit ratings and are willing to put some amounts on the table to serve as money down. Compared to the situation of the consumers willing to put money down purchasing a personal vehicle may seem almost impossible at first. Since there is a huge class of buyers unable to put any money down many lenders and dealers resort to advertisements of no money down car loans. But not all potential car buyers qualify with these lenders and dealers.

The problems of how to buy a car with no money down has become much more common than most consumers with less than perfect credit assume. The simple process of getting pre approved car loans approved can lead to auto finance that require no down payment at the time of purchase. The consumers needing such type of auto finance must become aware of the requirements needed to qualify for such car loans. Everyone does not have the cash to put money down on a new good safe and reliable car especially if the financial circumstances have become difficult. Consumers and potential car buyers need to confirm their latest credit scores before venturing out to buy a vehicle.

The how to buy a car with no money down can be quite flustering to the new consumers. The lenders and dealers usually look for a better than average credit scores that is more than 650. The new applicants for the zero down car loans mist review their credit scores and raise them to adequate levels. One way to do this is to make debt payments on time and or lower the outstanding balances significantly in a short time. The applicants with less than perfect credit applying with many lenders and dealers may cause concerns of credit misuse. These attempts may or may not lower the credit scores but will definitely reduce the chances of auto finance approval.

The how to buy a car with no money down can lead consumers to make a conscious effort at establishing good credit. The poor credit consumers can have a go for six to twelve months and achieve the required credit history. The young consumers with a weak credit history can get retail store credit accounts. They must get a secured credit card or a student credit account. Make sure the creditors report the use to all the 3 credit bureaus of America so that consumer credit is established immediately. Credit accounts should be used little at a time with timely repayment instead of maxing out the available credit in the very first month. The consumers and potential car buyers with no savings can make great use of the auto finance which requires no money down.

Several leading auto finance companies provide information on how to buy a car with no money down, and to get approved with affordable down payments. After getting the loans, the borrower should also make the loan payments on time, in order to avoid any kind of trouble later on. Managing car loan payments is very important in establishing a good credit rating.

are you kidding??? the only car dealer school run by an actual retail used car dealer

car dealers have to comply with lots of rules and regulations

take a look at the DMV Car Dealer Handbook

when building your car dealer license

look for a car dealer school with broad industry experience

a current retail sales license

and solid teaching skills


retired POST certified police trainers

current active retail car dealer with a broker endorsement

16 years of car dealer experience

the only actual #realcardealer school


we actually sell cars

get your car dealer license plates

get your car dealer auction access

get your car dealer license

quickly and easily




we cater to wealthy car collectors at the #realcardealerschool

wholesale car collectors struggle to hold ownership

of their collectible vehicles with our high california sales tax, registration fees and insurance costs

many hold their collection on an ” open title ” without legal protection of registered ownership

penny wise and pound foolish

how about a legal way to hold ” open title ” collectible inventory

with legal avoidance of sales tax

with legal avoidance of registration fees

and with one fleet insurance policy


not really

just a very focused effort at wholesale dealer licensing

benefiting the wealthy car collector in a big way

we offer private car dealer license classes

for those who need privacy with their questions

and for those who prefer one on one individualized instruction

our private class fee is $ 300 per person at our location(s)

add $ 45 for our car dealer license handbook

add $ 55 for our retail forms compliance kit

we have an on-site price of $ 800.

which includes up to 3 students

and all materials

for a flat fee

at your location

travel is added if the teacher must travel over 100 miles

private classes are arranged by appointment only

move your collection into your inventory as soon as you like



dlr plated tesla


sony duong can hook you up at the garden grove car dealer class

we call the dealer surety bond

a pretty pot of gold that

you must create and present to the dmv

it is a promise to three agencies of state government

the bond has a 12 month coverage period

with a three year claims period

for example:

2014 sales are covered thru 2017

by posting a bond you promise to:

always pay the dmv for fees and penalties

always pay the board of equalization its sales tax

honor all judicial orders for repayment

if you break your promise

the agency exercises your bond

the bond company makes payment to the agency

and you must make immediate repayment to the bond company

old school dealers have posted cash or savings

with a 3 year hold after you close the business

new school rents the money from the bond company

with the bond preminum based on the collective credit of the owners

wholesale only dealers with 24 sales per year or less can post a $ 10k bond

with preminums starting @ $ 300 per year

wholesale dealers above 24 sales per year or retail dealers

must post a $ 50k bond

with preminums starting at $ 850 per year

multiple year purchases are available with some discount

preminums for those with poor credit can exceed $ 5k per year with a $ 5k deposit

we suggest you contact sony at unipoint insurance services

( 714-677-0843 )

for an immediate bond quote

good luck




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What is AB1215?
California Assembly Bill 1215 requires that all licensed auto dealers in California run vehicle history reports through the National Motor Vehicle Title Information System (NMVTIS) for each used vehicle sold, with a red warning sticker required on vehicles reported to be salvage, total loss, or title-branded.
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dmv will bust you for indiana dealer plates

one of the fastest ways to get in trouble

with your car dealer license

is to cheat the government

on its sales tax or the dmv registration fees

the other way



no matter what you call it

no matter how you present it


California DMV Car Dealer Plate Rules


stay away from these car dealer license scams

offering to rent you a car dealer plate



Dealer License Pros  ( Scam )

Your Auto Dealership ( Scam )

National Dealer License ( Scam )

Auto Dealer License USA ( Scam )

DLC Network ( Scam )

Car Profit ( Scam )

FL Motors ( Scam )

Auto Income ( Scam )

Auto Auction Consulting ( Scam )

Flipping Autos ( Scam )

Delaware Wholesaler ( Scam )

Indiana Wholesale Dealers ( Scam )

Indiana Dealer Offices ( Scam )

One Stop Auto Wholesalers ( Scam )


most of the bad actors belong to this organization

Indiana Wholesalers Association

no longer represented  by this law firm


if you have been the victim of a car dealer license plate scam

you may contact our dmv car dealer attorney for advice and consultation

Stephanie Francone



if you are wishing to obtain your very own car dealer license

with insured car dealer license plates

invest $ 100. in yourself and

come to one of our

car dealer license classes in 39 california cities

DMV Certified Car Dealer Education


please do not fall prey to a car dealer license scam




always look for a certified used car with an included extended warranty

CPO stands for certified pre-owned

what does it legally require to be a certified pre-owned vehicle ???

in california since the passage of the car buyer bill of rights

any used car dealer can publish their certification details in their office

and proudly advertise their vehicles as certified used cars

the fine points of the certification advertisment

is entirely at the discrection of the used car dealer

YES, the certification should include a warranty

YES, prior history vehicles are excluded from certification

YES, any car dealer may advertise certified pre-owned vehicles